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Military Deferment Application

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This application is used for the following types of deferments:

Military Service Deferment (Active Duty during Wartime)

Federal Perkins disbursements are eligible for this type of military deferment. Payments are not required and interest will not accrue during the deferment.

Eligibility

You must be serving on active duty during a war, national emergency, or other military operation in one of the following U.S. Armed Forces:

  • Army
  • Navy
  • Air Force
  • Marine Corps
  • Coast Guard
  • National Guard

Additionally, to qualify for a military deferment, your loan must be paid to the start of the deferment period.

Grace Period

You will receive an additional six-month grace period. Payments are not required and interest will not accrue during the post-deferment grace period.

Additional 180 Days

A 180-day period will also be added to each military deferment following the borrower's demobilization. Combined with the grace period (mentioned above), the loan will re-enter repayment approximately one year following demobilization.

Application Process

  1. Submit a Serving in the Military Deferment Application
  2. Mail or fax the documentation to:
    Student Financial Services
    108 Shields Building
    University Park, PA 16802

    Fax: 814-865-6535

Other Options

If your loan is not eligible for a military deferment and you are unable to meet your scheduled payments, you may apply for an economic hardship deferment or forbearance.

Military Deferment: Post Demobilization

Federal Perkins disbursements are eligible for this type of military deferment. Payments are not required and interest will not accrue during the period of deferment.

Eligibility

Effective October 1, 2007, qualified members of the National Guard, Armed Forces Reserve, and retirees of the armed forces are eligible for a 13-month period of deferment following the completion of their active duty military service. The borrower must have been enrolled in a postsecondary school at the time of, or within six months prior to, their activation. Reserve or retired members of the Armed Forces may qualify and receive both the post-active duty deferment and the military service deferment. If the borrower receives both deferments, the overlapping periods of deferment will run concurrently.

Additionally, to qualify for a military post demobilization deferment, your loan must be paid to the start of the deferment period.

Grace Period

You will receive an additional six-month grace period. Payments are not required and interest will not accrue during the post-deferment grace period.

Application Process

  1. Submit a Serving in the Military Deferment Application
  2. Mail or fax the documentation to:
    Student Financial Services
    108 Shields Building
    University Park, PA 16802

    Fax: 814-865-6535

Other Options

If your loan is not eligible for a military deferment and you are unable to meet your scheduled payments, you may apply for an economic hardship deferment or forbearance.